2 weeks Retiring before 60 and worried about big capital gains – should I restructure my mix of ETFs and mutual funds right now? 24/7 Wall St.

There’s a reason workers are commonly advised to save for retirement in an IRA or 401(k) plan. These accounts offer a world of tax benefits, like tax-free contributions and tax-deferred investment gains. The problem with IRAs and 401(k)s, though, is that you risk an early withdrawal penalty if you remove funds before turning 59 […]

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