1 month I’m retiring in 3 years when I turn 70 – how the bulk of my IRA be in bonds to reduce my RMDs? 24/7 Wall St.

There is a Wall Street financial generalization that still rings true a majority of the time: portfolios should focus on growth and take greater risk while young, and shift to safer, income based holdings when one grows older. However, portfolios have grown more complex over the years, often to take advantage of tax loopholes or […]

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