Retirement News & Analysis

The end of the year can be a stressful time for any investor. With a new year coming up, it isn’t odd to start anxiously eyeing your portfolio. Market volatility often spikes as the year closes, too. Many wonder whether they should sell, hold, or buy more. Let’s explore why year-end portfolio reviews can feel […]

The post Year-End Portfolio Panic? When to Sell, Hold, or Buy More for Retirement appeared first on 24/7 Wall St..

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Reaching fully vesting in a 401(k) account is a huge milestone when it comes to retirement planning. However, just because you’re fully vested doesn’t mean you can sit back and relax! You may be […]

The post I’ve been at my job for 4 years and my 401(k) is finally vested — how can I take full advantage? appeared first on 24/7 Wall St..

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. 24/7 Wall Street Prenuptial agreements have increased 5 fold in the US since 2010. Gen-Z and Millennial couples are much more open to prenuptial agreements, often having come from divorced families themselves. […]

The post I’m trying to plan early retirement and marriage — how can I create a fair prenup for pre-marital assets? appeared first on 24/7 Wall St..

Experts say the real risk is not necessarily saving too much for retirement — it’s saving too much in certain types of accounts.

It’s not just about a retirement account. Planning for how your social life might look can be just as important.

Unexpected medical crises have derailed retirement plans for many older Americans, and many regret not preparing financially for the unexpected.

A recent Reddit post I came across in the r/fatFIRE community raised an important question for anyone looking to retire early and become financially independent: How should illiquid investments factor into your FIRE calculations? The post, shared by user GottaHustle_999, outlined their impressive financial situation: $2.7M in retirement accounts (IRA/401k) $4.4M in brokerage accounts (75% […]

The post In my early 50s with $8 million and kids heading to college — should I include illiquid investments in my retirement plan? appeared first on 24/7 Wall St..

Retirees open up about their finances and how they spend their time.

Here are two outstanding low-cost investments that are perfect ideas to move some retirement funds to as we approach the new year.

The post Here Is How to Protect Your Baby Boomer Retirement Portfolio for Free appeared first on 24/7 Wall St..

Alex Morgan doesn’t like the word retirement. “I’ve been saying ‘post-playing career,’” she said, “because retirement makes it sound like I’m old. It’s definitely more of a transition.”

Morgan, 35, announced her retirement i…

As the end of the year approaches, it’s only right that people thinking about retirement consider doing a top-down financial check of where they stand. Whether retirement is 3, 5, or 10 years away, looking at where you are right now financially is a good idea, especially compared to the previous year. Even though everyone […]

The post The End-of-Year Financial Checkup That Every Near-Retiree Needs to Do Now appeared first on 24/7 Wall St..

Older Americans told BI they regretted not preparing well for retirement. We talked to financial planners about how young people can avoid mistakes.

From working part-time to strategic withdrawals, these expert tips can help retires boost their cash flow.

There is no question that many people want to be at a target number by a certain age to know they are on track for retirement. This argument and the reasoning why knowing such a number is so important is boosted by Edward Jones, a financial firm that has long provided a guide on exactly […]

The post If your family brings in $100k per year, this is how much you need saved for retirement by age 45 appeared first on 24/7 Wall St..

“Super” catch-up contributions, automatic 401(k) enrollment and more are coming in the new year.

Retirement programs are in focus as the incoming Congress and Trump administration look for ways to slash taxes, spending and deficits.

Nearly half of Americans don’t get retirement plans at work.

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Retirement planning is always critical, but it tends to push towards the forefront in our 50s, especially when you have a higher household income of $400,000. When you make this much, you’ll need quite a bit […]

The post If you’re 50 and make $400k per year, you should have this much saved for retirement – are you on track? appeared first on 24/7 Wall St..

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Rank.

Business Insider has heard from older widows and widowers about the financial toll of losing a spouse.

Last week, Jim Carrey told the Associated Press he signed on for the new Sonic film because "I bought a lot of stuff, and I need the money, frankly."

Uncertainty is the only certainty in today’s economy. With inflation pressures rising and global tensions escalating, financial markets face increasing unpredictability. For those nearing or in retirement, these challenges can pose a serious threat to your hard-earned savings. How can you protect your wealth in such precarious times? For many, the answer is gold. Historically,…

Social Security’s full retirement age reflects the point at which people can claim their full benefits. It’s going up in 2025.

Dan Weiss was only retired for six months before he realized he needed structure. He made $47,000 on Taskrabbit last year building furniture.

The couple was told that the house in Japan had been vacant for 12 years and had served as a sake brewery until the early 1900s.

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Retirement brings up tons of financial decisions and changes. One of the most significant ones is what happens to your 401(k) after you retire. You’re not alone if you’re wondering whether your 401(k) becomes fully […]

The post Once I retire, will my 401k belong to me or if it will still be managed by my previous employer? appeared first on 24/7 Wall St..

Some older Americans are unretiring because of financial challenges. This story is part of BI’s ongoing series on retirement regrets.

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Saving for retirement is an important part of financial planning, but how you go about that differs depending on your strategy. Is it realistic (or even necessary) to max out retirement accounts for decades? […]

The post I think it’s excessive when people max out their 401(k)s or Roth IRAs for over 20 years — am I wrong? appeared first on 24/7 Wall St..

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. When most people dream about retirement, they imagine walking away from a stressful, demanding job—not a cushy, well-paying gig with light responsibilities. But this isn’t always how it works out! 24/7 Wall St. Key […]

The post I’m 59 and make over $400k annually but my job is so boring and easy I just might quit – is that crazy? appeared first on 24/7 Wall St..

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. When Mr. Wonderful speaks, the world should listen. At least, that’s what Kevin O’Leary wants us to think. In this short YouTube clip, he provides a valuable lesson for the FIRE (Financial Independence, Retire […]

The post Kevin O’Leary says early retirement is a terrible idea and shares why he’ll never stop working appeared first on 24/7 Wall St..

New retirement research suggests a drawdown strategy that can get pretty close, but it’s not close enough for me

When investing for your retirement, you probably have a few objectives in mind. You won’t be working, for example, so you’ll want your investments to generate income that you can live on, and getting a stock that pays a good, high-yielding dividend is the most logical way to do that. When investing for retirement, or […]

The post Buy This High Yielding Stock With $1000 and Hold Forever appeared first on 24/7 Wall St..