Retirement News & Analysis

Approximately 70–73% of all U.S. wealth is held by people 55 and older, and over half of that is held by those over 65. Baby boomers and the silent generation have significant purchasing power, which is not easily threatened by recessions. They will co…

“My spouse and I are 66 and 59, respectively. We keep our finances separate. We do not have children.”

Also: Berkshire after Buffett, retirement planning and avoiding taxes, and what to think of the recent stock-market rally.

Social Security is the largest budget item in the United States annually, serving more than 70 million people with retirement, disability, and supplemental income. The importance of this program cannot be understated, as it helps tens of millions every year. Given Social Security’s importance, it’s not uncommon for it to be the source of phishing […]

The post Social Security reached out after my father died saying he was owed benefits – what should I do next? appeared first on 24/7 Wall St..

As is the case with anyone who wants to live the FIRE (financial independence, retire early) lifestyle, there needs to be a plan of action to try to hit a magic number. Whether it’s at 30, 40, 50, or 60 years of age, those in the FIRE community are laser-focused on trying to get out […]

The post My wife and I have dreams of retiring in 10-15 years – how do you factor in fluctuating income when planning for early retirement? appeared first on 24/7 Wall St..

Most people who aim to retire early have to start planning for it ahead of time. And it’s clear that this Reddit poster is thinking ahead. They’re in their early 40s with a $3 million net worth. Of that, $750,000 is in their 401(k) plan and another $750,000 is in stocks, presumably in a […]

The post Early 40s with a $3 million net worth, but heavily invested in one rental – what should I do right now to ensure a successful retirement? appeared first on 24/7 Wall St..

There’s a reason seniors are told to think carefully before signing up for their Social Security benefits. The age at which you file your claim will have a direct impact on the amount of money Social Security pays you each month. Filing for Social Security at full retirement age (FRA) means you’ll avoid any sort […]

The post Claiming Social Security Early? Here’s How That Might Impact Your Retirement Beyond the Smaller Monthly Checks appeared first on 24/7 Wall St..

Warren Buffett carefully prepared for years to retire as Berkshire Hathaway CEO without causing waves, but still made the announcement a dramatic surprise.

A Fix My Portfolio reader shares how they avoided a “tax bomb” in retirement through Roth conversions and careful financial planning.

John Di Bella III waited in line overnight to attend Warren Buffett’s Q&A. He saw history unfold and snagged photos with Tim Cook and Hillary Clinton.

From downsizing to renting out an extra room, here’s a breakdown of your options.

Is retirement “sad” or a “myth,” as some have said?

Voya (VOYA) delivered earnings and revenue surprises of 35.22% and 21.90%, respectively, for the quarter ended March 2025. Do the numbers hold clues to what lies ahead for the stock?

If you are someone who doesn’t love the ups and downs of the stock market, there is a definite question about how else you can diversify. Whether it’s because of market volatility or just a general distaste for owning stock, it’s okay to want to diversify in financial areas with less overall risk to your […]

The post Should I invest all my retirement savings in US treasuries for guaranteed returns over the next 15 years? appeared first on 24/7 Wall St..

Retirees often have unique investment objectives. Using exchange traded funds (ETFs), which can include baskets of stocks with similar features, can help retirees achieve growth, income, and stability in 2025. To that end, fund manager Invesco offers a wide array of ETFs, each of which has a different focus. Three of these funds, in particular, […]

The post 3 Invesco ETFs Retirees Should Own for Growth and Income in 2025 appeared first on 24/7 Wall St..

Prioritizing growth to sell is a perfectly reasonable business strategy. Being acquired by a larger group at some point (like Poppi’s recent sale to PepsiCo) makes sense for many—to generate cash flow for expansion, take a shortcut to economies of sca…

It’s nice to imagine what we’d do if we had an extra $25,000 or so. For today’s young people, many of whom will see a sizeable financial windfall coming their way, as the great generational wealth transfer moves on, it’s worth exploring what one would do if they have a generous sum headed their way. […]

The post What I Would Do With an Extra $25,000 – $35,000 Before My Semi-Retirement appeared first on 24/7 Wall St..

Billionaire investor Mark Cuban called Buffett “a legend and my investing hero” in an emailed statement to Observer.

With volatility taking center stage since the beginning of the year, investing in the stock market isn’t as easy as it was. Amid growing uncertainty, there is nothing like building a solid portfolio of stocks that can generate steady income each quarter. Several companies pay regular dividends to shareholders and many have also hiked their […]

The post 3 Dividend Stocks Under $100 To Buy This May appeared first on 24/7 Wall St..

“Do we have an inherent responsibility to support our children with college and perhaps skimp on early retirement?”

As an American retiree who has lived in about 50 countries with my wife, I think some of the best countries to live in include Croatia and Vietnam.

Warren Buffett sold stock for a 10th straight quarter, but just barely.
The post Warren Buffett Retirement Hits Berkshire Hathaway; Stock Sales Dwindled In Q1 appeared first on Investor's Business Daily.

Early retirement is something a lot of people aim for. It’s nice to leave the grind behind at a relatively young age so you can enjoy your freedom while your body is still willing to cooperate. But it takes a certain amount of money and financial stability to be able to retire early. And […]

The post I want to retire early but I own a business and my income isn’t stable appeared first on 24/7 Wall St..

Rich Colorado, 87, retired 22 years ago at 65 and still bowls and teaches chess, despite never investing in stocks or planning retirement.

There’s nothing wrong with setting a large savings goal for your retirement. That goal could be $5 million, $10 million, or more. But that number should be based on something concrete. And it should also be realistic for your financial situation. In this Reddit post, we have a couple in their late 30s that’s […]

The post I set a goal of retiring with $20 million but now I’m halfway there and feel stuck appeared first on 24/7 Wall St..

The million-dollar milestone is viewed by many as enough to achieve financial independence and even retirement. Despite inflation’s toll on the value of the dollar, such a sum is still respectable, even if it’s not quite enough to fund an early, comfortable retirement in a major city. Sure, $1 million isn’t what it used to […]

The post I Finally Reached $1 Million – Here’s How I Earned $4,000 a Month from My Investments appeared first on 24/7 Wall St..

At different stages of life, it’s possible to find yourself stuck in a dead-end job. It could happen in your 20s, when you’re first starting out, or in your 40s, when you’re midway through your career. It could also happen in your 60s. And from there, you may reach a point where you want […]

The post I’m in a dead-end job and wondering if I should pull the trigger on early retirement appeared first on 24/7 Wall St..

For better or worse, the prevailing theory about those aged between 20 and 30 right now is that they lack financial discipline. This often means that they are far better at spending than saving, which is why there is a real concern about what retirement might look like for an entire generation. The truth is […]

The post I Reached A $500,000 Net Worth at 24 — Now What Should I Do With My Wealth? appeared first on 24/7 Wall St..

If you’re a member of the FIRE (financial independence, retire early) community, the hope is that you have put enough away to retire earlier than the traditional 65 or 67 years of age. However, if you’re a member of the fat FIRE community, the hope is that you have millions of dollars ready for a […]

The post My Journey to Finding the Right Multi Family Office for $35 million – What AUM Fees Should I Expect? appeared first on 24/7 Wall St..

By the time you reach the age of 60, you may be inclined to start thinking about retirement. The nice thing about being 60 is that you’re able to tap your IRA or 401(k) plan without a penalty. So if you have a decent chunk of money saved up, it may be feasible to […]

The post I’m turning 60 and want to know if I can retire on $800k appeared first on 24/7 Wall St..

At this New York retirement home, residents don’t have many expenses. They still told me they’re stressed about Social Security and their savings.

As a millennial, my dream is to eventually retire like my boomer parents. I’m skeptical I ever will.

I (several decades away from retirement) have already selected VTI for U.S. stocks and would like to hear your opinion about these international choices DBEF VXUS who Xtrackers MSCI EAFE Hedged Vanguard Total International Morningstar: Expected…