Getting Started

The Top Sites For The Latest Stock Market News

4 Aug , 2016  

The stock market is always changing at a rapid pace, and sometimes finding the best way to update your knowledge of it can be daunting. Although there are plenty of sites that attempt to explain what is going on in the financial sector, it isn’t always so cut and dry. Stocks can be more than a little complicated to understand, and vague sources that speak in jargon don’t provide very much help. So, exactly which sites are best when trying to decipher all of the information that is out there on this topic?

For a safe bet, you can’t do much better than Bloomberg. Bloomberg Portal is one of the most widely used and highly regarded stock market data providers. An easy to use navigation menu on the site makes it simple when trying to find a specific area of the financial market to assess. For these reasons, Bloomberg is highly recommended.

MarketWatch News Viewer is another great option if you are looking for something a little more on the high end of the scale. Like Bloomberg, MarketWatch offers some of the most up to date information on the stock market that can be attained. There is even a tab that can be accessed that allows for real time viewing of everything.

If on the other hand, you have more of a casual interest in all of this, consider some of the more beginner friendly options. Forbes has always been one of the most reputable sources when it comes to business and finance. With information on practically everything that you could possibly want to know about, Forbes does have a dedicated section devoted exclusively to the stock market. It is important to note that the information contained in this area will probably not be as current as what can be found on the other two sites mentioned above. That does not mean that Forbes is not a quality source. This site comes highly recommended to anyone who is a little bit newer to observing stocks.

In a similar vein, there is The Wall Street Journal. Perhaps the most famous name on this list, The Wall Street Journal lives up to its name and provides a very solid platform of information on stocks. Similar to Forbes, this site does not always have the most real-time data. It is still an excellent source of information and should never be overlooked.

All four of the sites listed here are reputable and should be heavily considered if you want to get into the stock game.

, , , , , ,

Investing Tips

How To Boost Your Income Through Investing

23 Jun , 2016  

Money is a crucial part of freedom. Having money gives you options and is a lot more fulfilling. Investing can boost your income and allow you to spend comfortably. With today’s innovation and technology, investing could be the solution to increased income. Investing can be for both short-term and long-term goals. Unlike reporting to work every day and working tirelessly to receive an income at the end of what seems like a long month, investing allows your money to work for you and earn more money. Let’s look at how you can boost your income through investing.

Invest in Real Estate

A real estate investment is a preferred choice if you’re seeking a long-term boost in your income. You can invest in a rental property or real estate investment trusts. A rental property provides you with a regular source of income. A Real estate investment trust is a great option if you are not interested in dealing with a daily burden of managing a property.

Dividend Stocks

They are one of the easiest ways to boost your income as you are effectively getting paid to own them. Purchasing shares in a company guarantees you a continuous income in the form of dividends for as long as the company brings in income. Successful divided investment varies from one company to another. You can use your dividends to purchase more shares. This process continuously increases your income.

Peer-to-Peer Lending

In this form of investment, you get to loan others while adding income to your portfolio. It is a very attractive choice for boosting your income in a passive manner. This form of investment presents fewer barriers compared to other types of investments.
In peer-peer lending, the higher the risk, the higher the profit.

Bonds

Bonds are a terrific way to boost your income in the long term. They provide an excellent defensive allocation to an investment portfolio. They are a fixed income instrument. Mature government bonds will get you all your coupon payment and principal back.

Stock Market

A stock market is also another place to invest your money and boost your income. Although investing in stock is often risky, it draws huge gains to investors. The stock market can secure your financial position and help you build your wealth.
Investments provide means of growing money that might be useful in the future.

Other than boosting your income, investments can cover significant expenses in the future. With advanced research, you can make investments the solution to increasing your income.

, , , , ,

Getting Started

How To Make Money During A Stock Market Crash

6 Jun , 2016  

Stock market crashes are often seen as detrimental to current as well as future investments. However, like everything else, there is an opportunity that coincides with the stock market crashing. This opportunity involves not only making money, but also learning how to invest during the stock market crashing.

Here is a list of the top four ways to make money during the stock market crash.

1. Buy shares of businesses that generate profit

By investing in businesses during the crash that are not being affected by the crash, this will have a moderate to low debt to equity risk. These good and solid businesses tend to hold nicely and stay firm during any crash. With strong businesses, recovery is more likely even at a 75 percent decline in stock value.

2. Buy and sell at fixed rates

Buy doing this, this will avoid buying at the stock’s peak or selling out at its bottom. This not only saves the tedious issue with buying stocks at a perfect time, but also eliminates the risk of failing to buyout at the best time. This will also lead to regular share accumulation.

3. Keep the costs low

When buying several stock options, it is important to known that a low percentage rate of return can actually be beneficial. For example, over 25 years, a low percentage of return on an IRA investment begins to add up. Just by investing little by little each year can accumulate wealth over the course of 20 years. This method is also a secure method to ensure that there will be a solid and large return upon investment.

4. Have multiple sources of income

When Wall Street is crashing down, another way to continue to build cash is to create both backup cash generators as well as various other income sources. This is important because depending on one particular paycheck is the worst thing that can be done in the midst of a stock market crash. Crete other cash generators that can bring another potential income to the home. This could include things such as home renting, which will help with building up the investment portfolio. This alone will eliminate some financial dependence on one particular job or investment. During an imminent stock market crash, the first thing to go are potential jobs for individuals all around the world. Another benefit is that if there is never any stock market crash, this additional income can lead to an early and luxurious retirement.

, , , ,

Getting Started

Penny Stocks: Small Investments For Patient People

7 Apr , 2016  

Penny stocks are not for everyone. For the risk averse and investors seeking high and quick returns, penny stocks are not likely to deliver. However, they can be a valuable commodity and many a broker or investor will likely be able to identify what penny stocks are likely to grow over time, and which stocks will not return on investment. What are penny stocks? A stock trading under $5 is or share trading under $1 can be defined as a penny stock or share. These are sometimes referred to as Nano stocks as well. These stocks define the company’s market capitalization, which will vary from overall stock prices.

Micro-market

The companies that offer penny stocks are often small scale successes in their own right. Microsoft and Google need not apply. Valuable companies happen over time and do not appear overnight. Companies at this stage are offering penny stocks. While some investors may believe that sifting through penny stocks offers a way to “hit it big” in the stock market, this is unfortunately not a proven strategy to success. Penny stock investors must be consistent and invest for lengthy periods of time. This strategy will prove to be unsuccessful in most cases.

Value and Bidding

The spread value of these types of stocks round out to about 25 to 33%. They can sometimes even fall between 50 to 100%. Bidders are allowed to place inside and outside bids on penny stocks. The outside bid and ask are generally of greater value to the bidder. There are no single rate prices at which penny stocks are bought and sold, but rather, a number of different prices exist. Navigating the prices and spreads of these stocks should be done with an experienced broker as prices can sometimes be misleading.

Brokers make their money on the spread, in addition to taking advantage of buy and sell times. The difference between the bid and ask price is known as the spread. Penny stocks are known for markups in pricing due to broker’s accounting for the risk associated with the stock and price fluctuation. This can make for a complicated process when deciding on what penny stock is safe for investment. The best way to get into these stocks is through an experienced broker that is knowledgeable of the potential benefit of investing in a specific penny stock or stocks.

The risks associated with penny stocks are largely due to the lack of information that is known about this micro-market. These stocks are not traded on the stocks exchange but traded in an (OTC) market. This shouldn’t stop interested parties in exploring this very small but valuable market overall.

, , , , , ,

Getting Started

Why Penny Stocks? Understanding Their Appeal

16 Feb , 2016  

A penny stock is almost a fabled thing, much like a unicorn or a Miss America contest winner. The celebrity of being a penny-stock winner is just one of the many reasons that penny-stock investing has gained in popularity over the years. There are various reasons, some good and some not for why one might consider getting involved in the high-risk, high-potential-gain stocks in the “penny arena.”

For any readers that are familiar with hearing the terms penny stock but aren’t fully aware of what that means, let’s do a quick recap: Essentially a penny-stock is something little more than a stock whose price is low. If a stock price is over a dollar, typically it becomes disqualified for being considered a penny stock, but being at that price level alone isn’t what makes a penny stock. The other consideration is the fact that the company is usually a startup with a high potential growth possibility. Typically penny stocks that gain a lot of attention are around companies doing research and development in new experimental technologies, medicines and breakthrough inventions.

Based on what we’ve stated so far, it is already starting to sound like a penny stock investment is a really good idea. Whether it is or not has a lot to do with how you look as an investor. If your starting capital is too low and you have a shorter time frame in which you are hoping to receive the return, you should perhaps consider if you have the ability to stomach a loss, should one of your penny stock bets fail. If the answer is no, then penny stocks is probably not for you.

The typical commonplace wisdom about penny stocks are that they are always a bad idea and are a sure-fire way to lose your entire investment capital. Despite the fact that this is the traditional wisdom, countless investors are still flocking to the asset class, but why? The answer is simple and clear: Penny stock investors are a breed of investor that probably also frequents the casinos and the horse tracks. Too addicted to the thrill and legend of a massive win and perhaps too obsessed with the risk of failure as well, the penny stock investor is surely their own breed compared to the blue chip stock investor. What type of investor you decide to be will have everything to do with your values and goals as an investor. Make sure you decide which investment classes are best for your own personal situation.

, , , , ,

Getting Started

How To Read Stock Quotes: A Beginners Guide

18 Sep , 2015  

For the uninitiated understanding a stock chart may seem like an exercise in dark magic, but successfully trading stocks starts with learning how to read a stock quote and comprehend the lingo. A typical stock quote includes several numbers that provide a look into a stock’s recent activity, and once you understand the numbers you have a better chance of figuring out if the security is a good investment.

When reading a stock quote the first things to look for are the “bid” and “ask” prices. The bid price is the amount you can sell the stock for and the ask price denotes to the price you can buy stock for. For example, assume Acme stock has a bid price of $95.85 and an ask price of $96.10, a 25-cent difference between the bid and the ask. This is the “spread” and signifies the money the stock exchange makes from a trade.

The “52-week high” and “52-week low” help investors put the stock’s current price into perspective against it performance over the past year, as these number reflect the prices of the stock for the last 12 months.

The stock’s “market capitalization,” often referred to as market “cap” for short, refers to the number of shares of stock the company has in the market that are available to be bought and sold, multiplied by the stock’s current price.

“Vol” on a stock quote stands for volume which indicates you how many shares of stock traded hands for any given timeframe. Sometimes a stock quote will display a volume figure for the current trading day, called a “session,” and a second number which is the average volume over a specific timeframe, such as 30 days.

“EPS” stands for Earnings per Share and signifies how much a stock earned per share during the last three months of trading.

Similar to the EPS, the PE Ratio is the Price-to-Earnings Ratio and compares the stock’s current price to the stock’s recent earnings. The PE Ratio is a metric investors typically use to measure whether or not a stock’s price is overestimated.

The “sector” denotes which industry, such as health care or public utilities, a stock is in and helps to understand what other companies a stock is in direct competition with.

Most online stock services include charts, stock-market news, analyst reports and company profiles, and this information will help give you get a much clearer picture of the company and its stock, the stock’s sector and the industry the sector represents.

, ,